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Hidden Fees to be Aware of when Purchasing a Home
Dated: May 11 2022
Views: 1152
Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be other costs associated with your purchase then the price of the home. Here are 5 fees to keep in mind as you begin to budget.
- Home inspections (Termite, Roof and Property). This is a crucial step in the home buying process. The findings that come from the inspections can help you negotiate price and repairs. Generally, you can expect to pay between $300 to $1,200 depending on the home, scope and the location.
- Title services. Title services encompass the transfer of the title from the seller and a thorough search of the property’s records to ensure to no one will pop up with a claim to the property. Additionally, you may need to buy title insurance which will protect the lender or your investment in the home.
- Appraisal fee. Before getting a loan, you will likely be required to get an appraisal of the home to determine its estimated value. This will be conducted by a third-party company and the cost can land anywhere between $500 and $1,000, depending on the size of the home.
- HOA fees. Many communities have a homeowners’ association that enforces monthly fees. This money is used for general maintenance and updates to areas like pools, parks, and more. Typical HOA fees are around $300-550 per month.
- Taxes. The taxes each buyer pays at the closing table differ, but it is not uncommon for it to be up to two months’ worth of county and city property taxes. Additionally, there may be taxes for the transfer of the home title.
Jenny L Y Ho
I have been a sales / marketing professional all my life bearing a strong development mindset that focuses on making things happen. Once identified a goal, I would try my best to achieve it in the bes....
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